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Hello Business Owners needing affordable insurance!

We currently offer BOP'S and other commercial insurance in every state (844)-308-5321.

Use our secure quick and easy BOP insurance policy quote request form below to find the coverage at the best cost from some of the top BOP insurance companies in America.

We offer BOP – Business owners Packaged Polices from the best in class commercial insurance companies. We will compare rates from all companies in your state and report back to you for your review and decision. Get Started Now!

BOP Insurance Quotes (844)-308-5321.


Why a BOP is the Best Option for Businesses

A BOP is the best option for businesses because it provides comprehensive protection from a wide range of potential liability exposures. By combining general liability insurance, property insurance, and other types of coverage into one policy, a BOP offers a business owner complete protection from the many risks that face their business.

In addition to providing comprehensive protection, a BOP also offers the greatest simplicity for a business. By combining multiple types of coverage into one policy, a BOP eliminates the need for a business to purchase separate policies for each type of coverage. This simplifies the process of obtaining insurance and makes it easier for a business to manage its insurance needs.

A Business Owner’s Policy is a package of insurance coverage that is designed to provide business owners with the protection they need from the many potential liability exposures that face their businesses. The BOP combines general liability insurance, property insurance, and other types of coverage into one policy, providing business owners with a comprehensive solution for their insurance needs.

The BOP is a popular choice for small business owners because it is relatively inexpensive and offers coverage for a wide range of exposures. It is also simple to understand, making it an attractive option for those who want to save time and money on their insurance needs.

A BOP provides comprehensive protection from a wide range of potential liability exposures and offers the greatest simplicity for a business. By combining multiple types of coverage into one policy, a BOP eliminates the need for a business to purchase separate policies for each type of coverage. This simplifies the process of obtaining insurance and makes it easier for a business to manage its insurance needs.

Typical BOP Policy Coverages Available

Building – Includes coverage for the building, completed additions, permanently installed fixtures, machinery, and equipment, outdoor fixtures and furniture, floor coverings, and other similar property typically used to maintain the building.

Business Personal Property – Covers business personal property (as defined in the policy) in or on the building or in the open within 100 feet of the described premises.

Personal Property of Others – Covers personal property of others in the care, custody, and control of the insured within the described premises or within 100 feet of the described premises.

Replacement Cost – The BOP policy is written on a replacement cost basis for qualifying properties. Buildings 25 years or older must have upgraded the roof, wiring, plumbing and heating within the last 25 years to qualify. Properties that do not qualify for replacement cost will be written on a fair market value/actual cash value basis.

Business Liability – Includes coverage for bodily injury, property damage, personal injury and/or advertising injury. Coverage applies only to those premises and operations listed in the BOP Insurance Declarations.

Medical Expenses – Covers medical expenses for bodily injury caused by a covered loss.

Deductibles – Every policy has a deductible to be applied once per covered loss. The standard deductible is $500. Other deductibles available are: $1,000 and $2,500.

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